Here’s what I learned about Roth IRAs and HYSAs as a Gen Z reporter

  Klaus Vedfelt | Digitalvision | Getty Images ‘The Roth IRA is an incredible savings vehicle’ Roth individual retirement accounts require investors to pay taxes on the contributions they make now, rather... Read more »

Policy changes look to reduce 401(k) plan ‘leakage’

Sturti | E+ | Getty Images Leaks aren’t just a problem for pipes. Billions of dollars a year drip from the U.S. retirement system when investors cash out their 401(k) plan accounts,... Read more »

Gen Z, millennials are grappling with high cost of living

Rockaa | E+ | Getty Images Despite earning more, many Gen Z adults and millennials are having a hard time finding room in their budgets to invest. To that point, 63% of... Read more »

Here are things to consider if you want to age in place in retirement

Westend61 | Westend61 | Getty Images There’s no place like home — especially as you age. Most adults ages 50 and up — 77% — want to stay in their homes long... Read more »

How the generations stack up financially

By many measures, Generation Z is doing well. Compared with their parents at this age, young adults are more likely to have a college degree and work full time — particularly women,... Read more »

As S&P 500 enters bull market, here’s what to know before you invest

People walk through the Financial District by the New York Stock Exchange (NYSE) on the last day of trading for the year on December 29, 2023 in New York City. Spencer Platt... Read more »

Why 2024 will be ‘a very good year for savers,’ particularly with CDs

Simpleimages | Moment | Getty Images Higher interest rates were good news in 2023 for savers who were able to earn the best rates on their cash in years. Even with the... Read more »

What to know about financial advice as lawmakers debate rule changes

When employees who contribute to a 401(k) plan leave a company, they have options for what to do with that money.  Depending on what the employer retirement savings plan allows, exiting employees... Read more »

How Laguna Beach, California, is helping residents age in place

Laguna Beach, California Luciano Lejtman | Moment | Getty Images When most people think of Laguna Beach, California, they think of its scenic coves and beaches. But the small coastal city —... Read more »

62% of adults age 50 and older have not used an advisor for retirement

Mihtiander | Getty Images People age 50 and older are nearing the final stretch when it comes to planning for retirement. Yet, 62% of those in that age cohort have not consulted... Read more »

Consumer spending growth will slow in 2024, NRF chief economist says

Consumer spending remained remarkably resilient throughout 2023, even in the face of prolonged inflation and high interest rates. But that’s unlikely to continue, according to Jack Kleinhenz, chief economist at the National... Read more »

Here’s what happens to your Social Security benefits when you die

Tanya Constantine | Getty Images Once you start Social Security retirement benefits, you are generally guaranteed to receive monthly checks for life. But that will stop once you die — with some... Read more »

How high earners can maximize their 401(k) contributions in 2024

Klaus Vedfelt | Getty Images To live your best life in retirement, it helps to make the most contributions while you’re working. Employees who participate in 401(k) plans can put up to... Read more »

4 factors affect how much Social Security retirees receive in 2024

Adamkaz | E+ | Getty Images If you’re a retiree who relies on Social Security benefits for income, you will see some changes in 2024. You will get a benefit boost to... Read more »

How to set an annual budget

ShareShare Article via FacebookShare Article via TwitterShare Article via LinkedInShare Article via Email In 2023, 40% of Americans said they don’t make New Year’s money resolutions and 68% said they have no... Read more »

Here are moves investors can make when the market is soaring, advisors say

Rear view of woman sitting on top of mountain against cloudy sky during sunrise. Simonkr | E+ | Getty Images It was a very good year for the stock market. The benchmark... Read more »

The first step to setting an annual budget is simple

This year, 40% of Americans said they do not make financial resolutions for the new year and 68% said they do not have written financial plans at any point in the year,... Read more »

Why you still need a long-term retirement savings approach in your 40s

Clemens Porikys | Getty Images Entertainment | Getty Images If you’re in your 40s, you probably have seen articles on how much you should have saved by now to comfortably retire. One... Read more »

3 year-end investment tax tips from top-ranked financial advisors

Catherine Falls Commercial | Moment | Getty Images The page has almost turned on 2023 — and that means time is running out to make certain tax moves by year’s end, or... Read more »