Raising your credit score can help you save $92 per month: report

With consumer prices still rising due to higher inflation, there is one way to save money that you may be overlooking: raising your credit score. Increasing your score from fair (580 to... Read more »

Biden calls shrinkflation a ‘rip off.’ How to spot downsized products

Anna Bizon | Gallo Images Roots Rf Collection | Getty Images President Joe Biden took to social media ahead of the Super Bowl on Sunday to take a jab at snack companies... Read more »

Betting on the Super Bowl? Be sure to report your wins to the IRS

Travis Kelce of the Kansas City Chiefs, left, and George Kittle of the San Francisco 49ers stand on stage during the NFL’s Super Bowl Opening Night show at Allegiant Stadium in Las... Read more »

Laid off? Here’s how to find new work faster

Skynesher | E+ | Getty Images New government data shows a surprisingly strong job market for the month of January. But there are signs of weakness in the labor market, based on... Read more »

Improving earned income tax credit is a ‘no brainer’

Jamie Dimon, chief executive officer of JPMorgan Chase & Co., at the UK Global Investment Summit at Hampton Court Palace in London, UK, on Monday, Nov. 27, 2023.  Chris Ratcliffe | Bloomberg... Read more »

Many Americans cannot pay for an unexpected $1,000 expense. Here’s why

Brand X Pictures | Stockbyte | Getty Images When faced with an unexpected $1,000 expense, more than one-third of Americans would borrow the money, according to a new Bankrate survey. That may... Read more »

As S&P 500 enters bull market, here’s what to know before you invest

People walk through the Financial District by the New York Stock Exchange (NYSE) on the last day of trading for the year on December 29, 2023 in New York City. Spencer Platt... Read more »

Why 2024 will be ‘a very good year for savers,’ particularly with CDs

Simpleimages | Moment | Getty Images Higher interest rates were good news in 2023 for savers who were able to earn the best rates on their cash in years. Even with the... Read more »

62% of adults age 50 and older have not used an advisor for retirement

Mihtiander | Getty Images People age 50 and older are nearing the final stretch when it comes to planning for retirement. Yet, 62% of those in that age cohort have not consulted... Read more »

Social Security checks to continue as shutdown deadline looms, expert says

The United States Capitol building is seen in Washington D.C., United States on October 4 , 2023.  Yasin Ozturk | Anadolu Agency | Getty Images What may happen with Social Security in... Read more »

Here’s what happens to your Social Security benefits when you die

Tanya Constantine | Getty Images Once you start Social Security retirement benefits, you are generally guaranteed to receive monthly checks for life. But that will stop once you die — with some... Read more »

How high earners can maximize their 401(k) contributions in 2024

Klaus Vedfelt | Getty Images To live your best life in retirement, it helps to make the most contributions while you’re working. Employees who participate in 401(k) plans can put up to... Read more »

4 factors affect how much Social Security retirees receive in 2024

Adamkaz | E+ | Getty Images If you’re a retiree who relies on Social Security benefits for income, you will see some changes in 2024. You will get a benefit boost to... Read more »

How to set an annual budget

ShareShare Article via FacebookShare Article via TwitterShare Article via LinkedInShare Article via Email In 2023, 40% of Americans said they don’t make New Year’s money resolutions and 68% said they have no... Read more »

The first step to setting an annual budget is simple

This year, 40% of Americans said they do not make financial resolutions for the new year and 68% said they do not have written financial plans at any point in the year,... Read more »

Looking for a job in 2024? These steps can help you get hired faster

Xavier Lorenzo | Moment | Getty Images If you’re looking for a new job, get ready for more competition in the new year. “We see many more job seekers come and use... Read more »

The U.S. avoided a recession in 2023. What’s the outlook for 2024?

Grocery items are offered for sale at a supermarket on August 09, 2023 in Chicago, Illinois.  Scott Olson | Getty Images Heading into 2023, the predictions were nearly unanimous: a recession was... Read more »

Last-minute holiday shoppers face fraud risks. These 5 tips can help

Betsie Van der Meer | Getty If you’re a last-minute holiday shopper still checking off the remaining gifts on your list, beware: You could be putting yourself at risk for fraud. “Procrastination... Read more »

Why you still need a long-term retirement savings approach in your 40s

Clemens Porikys | Getty Images Entertainment | Getty Images If you’re in your 40s, you probably have seen articles on how much you should have saved by now to comfortably retire. One... Read more »